For nearly two decades, Matt Kiggins has helped Floridians understand their Medicare options with clarity, honesty, and personalized guidance. As co-founder of Policy Guide and a licensed 2–15 Florida Health & Life Agent (#P116762), Matt has supported thousands of people across the state in choosing Medicare plans that fit their health needs and budget.
What We Do
Policy Guide is a consumer-focused FLorida insurance agency dedicated to simplifying Medicare, life insurance, and dental coverage.
Our goal is to provide unbiased, easy-to-understand information so people can make confident coverage decisions - without pressure or confusion.
We serve clients throughout Florida and across forty states, offering expert guidance with a specialty in Medicare education and health plan selection.
Our team partners with trusted carriers such as Florida Blue, Aetna, Cigna, and Mutual of Omaha to ensure clients have access to high-quality, reliable plan options.
While Matt’s credentials and experience support the foundation of our agency, what truly sets Policy Guide apart is our commitment to service, transparency, and education.
We believe people deserve a clear path through the insurance process - and we’re here to make that happen.
Frequently Asked Questions
How does Matt help people across Florida find the right Medicare plan?
Matt provides one-on-one guidance to review your doctors, prescriptions, budget, and lifestyle needs. He compares plan options - including Medigap, Medicare Advantage, and Part D - to help you choose the best match.
Are your Medicare recommendations unbiased?
Yes. Policy Guide is an independent agency, meaning we can compare multiple carriers and plan types. Our priority is finding the plan that fits you, not steering you toward a single company.
Can you help me understand the differences between Medicare Advantage and Medigap?
Absolutely. Matt breaks down how each option works, including costs, networks, coverage rules, and long-term considerations. Most people find the explanation easier to digest than Medicare’s own materials.
Do you provide support after I enroll?
Yes. Clients receive year-round support - including help with billing issues, plan changes, drug cost questions, and annual review recommendations.
Is there a fee to work with Policy Guide?
No. Our services are free. We’re paid by the insurance carriers, not by you.
Can you work with people outside of Florida?
Yes. While Matt works extensively with Florida residents, Policy Guide serves clients in forty states.
Ready to Choose the Right Medicare Plan?
Whether you're turning 65, reviewing your current plan, or comparing Medigap and Medicare Advantage, Policy Guide is here to make the process simple and stress-free.
Get your free, no-pressure Medicare review today - and feel confident about your coverage.
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